Which states have the highest average credit scores?

WalletHub compared the average credit scores of residents in each of the 50 states as of October 2022, based on TransUnion data. The average credit score in the U.S. is 695, putting the average American just below the bottom of the good credit range (700).

Source: WalletHub

States with the Highest & Lowest Credit Scores

Rank	State	Average Credit Score
1	Minnesota	724
2	New Hampshire	719
3	Vermont	718
4	Massachusetts	716
5	South Dakota	715
6	North Dakota	715
7	Hawaii	715
8	Washington	714
9	Oregon	712
10	Nebraska	712
11	Wisconsin	711
12	Colorado	711
13	Iowa	710
14	Idaho	709
15	Montana	708
16	Maine	708
17	Utah	707
18	Connecticut	706
19	Rhode Island	706
20	New Jersey	705
21	Pennsylvania	704
22	New York	704
23	Alaska	703
24	California	703
25	Wyoming	700
26	Virginia	699
27	Michigan	699
28	Illinois	698
29	Maryland	696
30	Kansas	695
31	Arizona	694
32	Ohio	693
33	Delaware	693
34	Indiana	691
35	Missouri	690
36	Florida	689
37	North Carolina	686
38	Tennessee	682
39	New Mexico	682
40	Nevada	679
41	South Carolina	678
42	Kentucky	678
43	West Virginia	676
44	Georgia	675
45	Texas	674
46	Oklahoma	673
47	Arkansas	673
48	Alabama	672
49	Louisiana	668
50	Mississippi	662