Bank Lending

MICAH™ FOR

Business loan origination and management without the friction

A modern alternative to manual, legacy processes

Key Features

Online Applications: Say goodbye to paper applications with our flexible digital applications, tailored to match your precise underwriting criteria for a streamlined and efficient process. Offer custom applications based on loan type, size, and/or risk profile.

Borrower Portal: Our intuitive online platform empowers customers to effortlessly upload documents, track statuses and share updates with your credit team.

Workflow Automation: Standardize the way you assess and approve loan decisions company-wide, while eliminating delays and maintaining compliance to keep requests moving through your pipeline.

Auto Decisioning: Embed your scoring parameters to provide instant credit decisions or pre-qualification. Our highly configurable platform adapts to your lending criteria and procedures.

Document Hub: Securely upload, store, and share documents associated with each loan package. Enjoy easy access and seamless collaboration, without the paperwork and back-and-forth emails.

Expanded Offerings: With Micah™, you can launch or expand your equipment finance, small-ticket, or seasonal financing solutions and cater to a wider range of customer needs.

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Deliver a convenient, centralized experience

Micah™ helps automate loan origination and deliver a convenient, centralized experience for bank customers and credit teams.

Benefits

Elevate the borrower experience with faster credit decisions and modern digital tools.

Automate manual processes and decisioning, while maintaining complete control of your underwriting standards.
Improve communication and transparency between employees and customers across locations.
Digitize legacy, paper processes and automate low-value manual processing steps.
Minimize costs while increasing competitiveness, flexibility and scalability in the market.